$40,000
Current Gross Value
$18,750
Vested Value
37.5%
Options Vested
0.10%
Ownership Stake

Vesting Progress

How your options vest over time
3,750 of 10,000 options vested (18 of 48 months)

Exit Scenario Analysis

What your options are worth at different company valuations
Exit Multiple Company Value Share Price Net Value (After Exercise)

Tax Estimate (At Current FMV)

Estimated tax if you exercise and sell at current fair market value

ISO

Incentive Stock Option
$0

NSO

Non-Qualified Stock Option
$0

💡 Quick Assessment

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Your options are worth $0 — see if that's above market

You know what your options are worth. Now find out if that's above or below market for your role, company stage, and location — plus exact negotiation language if it's low.

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How do startup stock options work?

Stock options give you the right to buy company shares at a fixed strike price. You earn (vest) the right to exercise them over time. The value comes if the company's share price rises above your strike:

  • Grant — you receive N options at $X strike price (your exercise cost).
  • Vesting — typically 4 years with a 1-year cliff (nothing vests until month 12, then 1/48 monthly).
  • Exercise — pay strike price × options to own shares (pay taxes on gain for NSOs, or later for ISOs).
  • Profit — (exit sale price − strike price) × options exercised.

Example: 10,000 options at $2 strike, company exits at $20/share:

  • Exercise cost: $2 × 10,000 = $20,000 (pay this to get the shares)
  • Sale proceeds: $20 × 10,000 = $200,000
  • Net profit: $200,000 − $20,000 = $180,000 (minus taxes)

Use the calculator above to model your specific grant, vesting, and exit scenarios.

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